PFD report

Sadie Ann Jane McGrady · Prevention of Future Deaths report

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Issued 16 Aug 2013•North Wales (East and Central)

Report record

Published report and response evidence

This page connects the concerns raised in this report with statements found in recipients’ published responses. A link shows a clear evidence connection; it does not assign responsibility.

View original report
Concerns
3

Raised in this report

Recipients
3

Named on the report

Responses found
2

Of 3 recipients

Stated actions
4

Described in responses

Source document

Full report text

This is the full text from the original published report.

Open published report

Concerns and recipient responses

Select any concern, action or position to view the source wording.

Report evidence summary

Concerns raised3

  1. Failure to ensure compliant structural repairs to insurance write-off vehicles
    Part of recurring concern: Unreliable safety controls for vehicle repairs and maintenance
  2. Uncontrolled sale of insurance write-off vehicles
  3. Lack of effective independent checks on repaired insurance write-off vehicles before return to the road
    Part of recurring concern: Unreliable safety controls for vehicle repairs and maintenance
Responses linked to these concerns

Each statement is shown once, even when linked to more than one concern.

Actions described in response An action is something a recipient says it has done, is doing, or plans to do in response to a concern raised.4

  1. Action

    Review the Vehicle Identity Check Scheme and analyse ideas submitted during consultation.

    Stated by Department for TransportStated in progressThe respondent said that this action was in progress when they made their response on 16 August 2013.
  2. Action

    Remind ABI member firms about the Salvage Code and steps required for compliance.

    Stated by Association of British InsurersStated completedThe respondent said that this action was complete when they made their response on 16 August 2013.
  3. Action

    Maintain and provide the Salvage Code to promote consistent classification and prevent badly damaged vehicles returning to the road.

    Stated by Association of British InsurersStated completedThe respondent said that this action was complete when they made their response on 16 August 2013.

Respondent positions A position is what a recipient says about a concern when it does not describe a specific action.4

  1. Position

    The Vehicle Identity Check Scheme is limited to vehicle identity and does not inspect the roadworthiness of repaired written-off vehicles.

    Stated by Department for TransportOutside remitThe respondent said that this matter was outside its role or authority.

Source evidence

How this individual concern was interpreted

PFD Monitor created a concise, searchable interpretation from the report wording shown below. Response links show a clear evidence connection; they do not assign responsibility.

PFD Monitor interpretation

Failure to ensure compliant structural repairs to insurance write-off vehicles

Wider context from the report

“(1) Evidence was given by ████████ Advanced Police Vehicle Examiner indicating that the Vauxhall Corsa was the subject of a category D, total loss insurance claim in May 2008, the insurance claim relating to (inter alia) a crumpled rear offside sill member and adjacent quarter panel and a dented driver’s door. Various repairs had been undertaken to the vehicle and the examiner was concerned by the quality of the repair to the rear offside quarter panel. He noted that it did not comply to the recognised industry repair method and was substandard as there had been unnecessary removal of the complete spot weld resulting in the separation of all 3 panels forming part of the laminated “B” pillar structure and inadequate quality and insufficient mig welding to attach the replacement quarter panel compromising the integrity of the “B” pillar structure. (2) The consequence of this substandard repair undoubtedly resulted in greater intrusion into the passenger cell when the vehicle was subjected to a severe broadside impact, which in turn may have increased the likelihood of the occupants sustaining serious injury. (3) The evidence of ████████ Home Office Forensic Pathologist, indicated that the head injuries sustained by Sadie were the result of her head impacting against the intruded rear quarter panel and had this not intruded so much as a result of the collision then it is possible that she may not have sustained such severe head injuries and may well have survived the collision. (4) Forensic Collision Investigator ████████ indicated in his evidence that in circumstances where there had been a category D write off, there were no independent checks undertaken on repaired vehicles before they returned to the road and that the MOT process would be unlikely to establish that the structure/integrity of a damaged vehicle had been compromised by a substandard repair. (5) The above matters give rise to a concern that there exists the uncontrolled sale and repair of insurance write offs as a result of which future deaths may occur when previously written off vehicles are back on the road and involved in collisions. ”

Is this part of a recurring concern?

Yes — Unreliable safety controls for vehicle repairs and maintenance.

Open source report

Source evidence

How this individual concern was interpreted

PFD Monitor created a concise, searchable interpretation from the report wording shown below. Response links show a clear evidence connection; they do not assign responsibility.

PFD Monitor interpretation

Uncontrolled sale of insurance write-off vehicles

Wider context from the report

“(1) Evidence was given by ████████ Advanced Police Vehicle Examiner indicating that the Vauxhall Corsa was the subject of a category D, total loss insurance claim in May 2008, the insurance claim relating to (inter alia) a crumpled rear offside sill member and adjacent quarter panel and a dented driver’s door. Various repairs had been undertaken to the vehicle and the examiner was concerned by the quality of the repair to the rear offside quarter panel. He noted that it did not comply to the recognised industry repair method and was substandard as there had been unnecessary removal of the complete spot weld resulting in the separation of all 3 panels forming part of the laminated “B” pillar structure and inadequate quality and insufficient mig welding to attach the replacement quarter panel compromising the integrity of the “B” pillar structure. (2) The consequence of this substandard repair undoubtedly resulted in greater intrusion into the passenger cell when the vehicle was subjected to a severe broadside impact, which in turn may have increased the likelihood of the occupants sustaining serious injury. (3) The evidence of ████████ Home Office Forensic Pathologist, indicated that the head injuries sustained by Sadie were the result of her head impacting against the intruded rear quarter panel and had this not intruded so much as a result of the collision then it is possible that she may not have sustained such severe head injuries and may well have survived the collision. (4) Forensic Collision Investigator ████████ indicated in his evidence that in circumstances where there had been a category D write off, there were no independent checks undertaken on repaired vehicles before they returned to the road and that the MOT process would be unlikely to establish that the structure/integrity of a damaged vehicle had been compromised by a substandard repair. (5) The above matters give rise to a concern that there exists the uncontrolled sale and repair of insurance write offs as a result of which future deaths may occur when previously written off vehicles are back on the road and involved in collisions. ”

Is this part of a recurring concern?

No recurring-concern membership is currently published.

Open source report

Source evidence

How this individual concern was interpreted

PFD Monitor created a concise, searchable interpretation from the report wording shown below. Response links show a clear evidence connection; they do not assign responsibility.

PFD Monitor interpretation

Lack of effective independent checks on repaired insurance write-off vehicles before return to the road

Wider context from the report

“(1) Evidence was given by ████████ Advanced Police Vehicle Examiner indicating that the Vauxhall Corsa was the subject of a category D, total loss insurance claim in May 2008, the insurance claim relating to (inter alia) a crumpled rear offside sill member and adjacent quarter panel and a dented driver’s door. Various repairs had been undertaken to the vehicle and the examiner was concerned by the quality of the repair to the rear offside quarter panel. He noted that it did not comply to the recognised industry repair method and was substandard as there had been unnecessary removal of the complete spot weld resulting in the separation of all 3 panels forming part of the laminated “B” pillar structure and inadequate quality and insufficient mig welding to attach the replacement quarter panel compromising the integrity of the “B” pillar structure. (2) The consequence of this substandard repair undoubtedly resulted in greater intrusion into the passenger cell when the vehicle was subjected to a severe broadside impact, which in turn may have increased the likelihood of the occupants sustaining serious injury. (3) The evidence of ████████ Home Office Forensic Pathologist, indicated that the head injuries sustained by Sadie were the result of her head impacting against the intruded rear quarter panel and had this not intruded so much as a result of the collision then it is possible that she may not have sustained such severe head injuries and may well have survived the collision. (4) Forensic Collision Investigator ████████ indicated in his evidence that in circumstances where there had been a category D write off, there were no independent checks undertaken on repaired vehicles before they returned to the road and that the MOT process would be unlikely to establish that the structure/integrity of a damaged vehicle had been compromised by a substandard repair. (5) The above matters give rise to a concern that there exists the uncontrolled sale and repair of insurance write offs as a result of which future deaths may occur when previously written off vehicles are back on the road and involved in collisions. ”

Is this part of a recurring concern?

Yes — Unreliable safety controls for vehicle repairs and maintenance.

Open source report

Source evidence

How this respondent action was interpreted

PFD Monitor created a concise, searchable interpretation from the published response wording shown below.

PFD Monitor interpretation

Review the Vehicle Identity Check Scheme and analyse ideas submitted during consultation.

Verbatim wording from the response

“However, the Department for Transport are currently reviewing the Scheme¹, analysing ideas put forward during the Consultation. Should the Ministers decide to amend the scheme, feasible options will be subject to further consultation. Due to legal processes and Government priorities, the earliest the changes could be brought into scope would be 2015.”

Source location

Response from Department for Transport
Page 2 · response
Published 16 August 2013

Open published response

Source evidence

How this respondent action was interpreted

PFD Monitor created a concise, searchable interpretation from the published response wording shown below.

PFD Monitor interpretation

Remind ABI member firms about the Salvage Code and steps required for compliance.

Verbatim wording from the response

“Over the coming months we will be working with the Department for Transport, VOSA and the DVLA to review the current VIC scheme to include the additional check we have proposed. We would be more than happy to provide you with further details once we know the outcome of our on-going discussions. In the interim, we have written to ABI member firms reminding them of the importance of the Salvage Code and the steps they should take to ensure compliance within it.”

Source location

Response from Association of British Insurers
Page 2 · response
Published 16 August 2013

Open published response

Source evidence

How this respondent action was interpreted

PFD Monitor created a concise, searchable interpretation from the published response wording shown below.

PFD Monitor interpretation

Maintain and provide the Salvage Code to promote consistent classification and prevent badly damaged vehicles returning to the road.

Verbatim wording from the response

“The insurance industry has collaborated with a number of stakeholders in recent years to provide guidance on the steps to be taken on the treatment of total loss (sometimes referred to as written-off) vehicles. In 1996, the ABI, along with other bodies including the British Vehicle Salvage Federation (BVSF), the Motor Vehicle Dismantlers Association (MVDA) and the Association of Chief Police Officers (ACPO) drew up the Code of Practice for the Disposal of Motor Vehicle Salvage. I have enclosed a copy of this Code for your information. The ‘Salvage Code’ aims to bring consistency to the way insurers and their salvage agents classify damaged vehicles, ensuring that badly damaged vehicles do not return to the road.”

Source location

Response from Association of British Insurers
Page 1 · response
Published 16 August 2013

Open published response

Source evidence

How this respondent action was interpreted

PFD Monitor created a concise, searchable interpretation from the published response wording shown below.

PFD Monitor interpretation

Work with the Department for Transport, VOSA and DVLA to review the VIC scheme, including consideration of an additional check for structurally damaged vehicles.

Verbatim wording from the response

“In recent months we have been working with the Department for Transport to review the VIC scheme. We have suggested that vehicles that have sustained structural damage (as opposed to cosmetic damage) undergo an ‘enhanced’ VIC where the vehicle inspector will not only check the vehicle’s identity but also the paperwork associated with repair work undertaken. In reality, the only failsafe way to verify that structural repairs have been carried out correctly is to either dismantle the vehicle completely (which is likely to be prohibitively expensive for most consumers) or to put the vehicle through a crash test which would obviously undermine the purpose of the consumer buying the vehicle in the first place). However, we think that an enhanced VIC will encourage a greater awareness within the industry of the need to ensure that all repairs are carried out to appropriate standards.”

Source location

Response from Association of British Insurers
Page 2 · response
Published 16 August 2013

Open published response

Source evidence

How this respondent position was interpreted

PFD Monitor created a concise, searchable interpretation from the published response wording shown below.

PFD Monitor interpretation

The Vehicle Identity Check Scheme is limited to vehicle identity and does not inspect the roadworthiness of repaired written-off vehicles.

Verbatim wording from the response

“The Scheme, however, was never intended for the purpose of checking the roadworthiness of repaired written-off vehicles. If examiners identify any obvious roadworthiness defects on vehicles being VIC tested they can only bring them to the attention of the presenter. The VIC inspection is limited only to those features relating to the identity of the vehicle.”

Source location

Response from Department for Transport
Page 2 · response
Published 16 August 2013

Open published response

Source evidence

How this respondent position was interpreted

PFD Monitor created a concise, searchable interpretation from the published response wording shown below.

PFD Monitor interpretation

A standard MOT inspection would be unlikely to detect structural welding defects obscured by sealant, trim or other components.

Verbatim wording from the response

“However, the inspection of repaired, seriously damaged vehicles using the MOT system, would be limited to a visual check only and would not be able to inspect the integrity of welded structural repairs if they were obscured by sealant, mastic, trim, lining, carpets or other components (dismantling for MOT purposes is not permitted). Therefore, as mentioned in your report, it is unlikely that a standard MOT inspection would have detected a problem with the car in this case.”

Source location

Response from Department for Transport
Page 2 · response
Published 16 August 2013

Open published response

Source evidence

How this respondent position was interpreted

PFD Monitor created a concise, searchable interpretation from the published response wording shown below.

PFD Monitor interpretation

Vehicle repair associations should disseminate concerns to their members and seek responses on repair quality.

Verbatim wording from the response

“In light of the focus in your report on questions about the quality of repairs, we suggest that you also approach the Vehicle Builders and Repairers’ Association and the National Association of Bodyshops who may be in a position to disseminate your concerns to their respective members and seek further responses.”

Source location

Response from Association of British Insurers
Page 2 · response
Published 16 August 2013

Open published response

Source evidence

How this respondent position was interpreted

PFD Monitor created a concise, searchable interpretation from the published response wording shown below.

PFD Monitor interpretation

Complete dismantling or crash testing cannot feasibly verify structural repairs because dismantling is prohibitively expensive and crash testing defeats consumer purchase.

Verbatim wording from the response

“In recent months we have been working with the Department for Transport to review the VIC scheme. We have suggested that vehicles that have sustained structural damage (as opposed to cosmetic damage) undergo an ‘enhanced’ VIC where the vehicle inspector will not only check the vehicle’s identity but also the paperwork associated with repair work undertaken. In reality, the only failsafe way to verify that structural repairs have been carried out correctly is to either dismantle the vehicle completely (which is likely to be prohibitively expensive for most consumers) or to put the vehicle through a crash test which would obviously undermine the purpose of the consumer buying the vehicle in the first place). However, we think that an enhanced VIC will encourage a greater awareness within the industry of the need to ensure that all repairs are carried out to appropriate standards.”

Source location

Response from Association of British Insurers
Page 2 · response
Published 16 August 2013

Open published response

Other statements in published responses

These actions and other statements could not be clearly connected to one concern in this report.

Recipient positions A position is what a recipient says about a concern when they do not describe a specific action.1

  1. 1

    Any changes to extend the scheme are constrained by legal processes and Government priorities, with implementation earliest in 2015.

    Stated by Department for TransportUnable to actThe respondent said that a constraint prevented them from taking the relevant action.

Source evidence

How this respondent position was interpreted

PFD Monitor created a concise, searchable interpretation from the published response wording shown below.

PFD Monitor interpretation

Any changes to extend the scheme are constrained by legal processes and Government priorities, with implementation earliest in 2015.

Verbatim wording from the response

“However, the Department for Transport are currently reviewing the Scheme¹, analysing ideas put forward during the Consultation. Should the Ministers decide to amend the scheme, feasible options will be subject to further consultation. Due to legal processes and Government priorities, the earliest the changes could be brought into scope would be 2015.”

Source location

Response from Department for Transport
Page 2 · response
Published 16 August 2013

Open published response
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Information checked against the published report and official responses · Data reviewed 7 Sep 2026 · About data quality and limitations

Official responses located
2/3

Data last updated 7 September 2026