Inadequate telematics safety controls for young drivers
First to latest report 19 Jun 2018 — 8 Dec 2025
Reports that mention this concern
2
Times this concern has been raised
4
Stated actions linked to this concern
7
What this concern includes
Includes failures of controls specifically dedicated to using vehicle telematics or black-box monitoring to manage young-driver safety, including requirements for use, communication of safety implications to young drivers and families, and arrangements intended to use monitoring to reduce collision risk.
What is not included
Excludes general young-driver licensing, passenger or driver-competence concerns where telematics or black-box safety controls are not identified.
Excludes generic insurer or broker communication deficiencies unless they concern communicating the safety-related use or implications of telematics.
Excludes vehicle approval, maintenance, road-infrastructure and enforcement failures unrelated to telematics-based young-driver safety controls.
Excludes neutral descriptions of telematics availability or insurance pricing without an identified safety deficiency.
Trends
Reports over time
Reports mentioning this concern, over time
Reports about this concern issued each year.
* 2026 is projected from reports observed to 7 Sep 2026.
Most frequent recipients
Most frequent recipients
Reports about this concern sent to each recipient.
Department for Transport2
Association of British Insurers1
Brake1
Chartered Insurance Institute1
Driver and Vehicle Standards Agency1
Financial Conduct Authority1
Snap Group Limited1
Ministerial department2
Financial regulator1
Private limited company1
Professional membership body1
Registered charity1
Road and vehicle agency1
Trade association1
Reports and published responses 2 reports
See individual reports that have raised this concern, and the actions taken in response
Coventry and Warwickshire
Concerns raised3
Unclear insurer processes for collecting, interpreting and acting on telematics data
Unclear communication of telematics use and safety implications to young drivers and families
Lack of a uniform approach to applying telematics
This report raised 16 other concerns. They are not shown here because they do not form part of this recurring concern.
Linked responses
Chartered Insurance Institute
Financial Conduct Authority
The ABI
Stated actions An action is something a respondent says it has done, is doing, or plans to do in response to the concern raised.5
Chartered Insurance Institute
Work with relevant stakeholders to promote consistent good practice in using telematics data to improve road safety.
Chartered Insurance Institute
Publish guidance by the end of 2026 on behavioural change and proactive risk management, including collection, interpretation and use of data.
Financial Conduct Authority
Encourage effective and appropriate use of telematics data in the insurance sector.
Chartered Insurance Institute
Work with relevant stakeholders to promote consistent good practice when explaining and promoting telematics to young drivers.
The ABI
Work with insurers and road safety charities to promote telematics uptake and communicate its safety benefits to young and novice drivers.
Respondent positions A position is what a respondent says about the concern when they do not describe a specific action.5
Financial Conduct Authority
Mandatory telematics and driver or road safety matters fall outside the regulator’s remit.
Outside remitThe respondent said that this matter was outside its role or authority.
Financial Conduct Authority
Government, through primary legislation, is responsible for decisions about requiring specific insurance product features or telematics.
Redirects responsibilityThe respondent said that another organisation was responsible for deciding or taking action.
Chartered Insurance Institute
Prescriptive mandates on telematics technology or communications are unlikely to secure safer driving because telematics benefits require a broader range of measures.
Unable to actThe respondent said that a constraint prevented them from taking the relevant action.
Chartered Insurance Institute
A purely self-regulatory agreement to require more young drivers to adopt telematics could be undermined by insurers opting out.
Unable to actThe respondent said that a constraint prevented them from taking the relevant action.
The ABI
The ABI and its members lack authority to mandate telematics adoption for all drivers.
Outside remitThe respondent said that this matter was outside its role or authority.
Staffordshire South
Concerns raised1
Lack of compulsory black-box monitoring for young drivers
Linked response
Department for Transport
Stated actions An action is something a respondent says it has done, is doing, or plans to do in response to the concern raised.2
Department for Transport
Investigate whether telematics can reduce young-driver collision risk through the Driver 2020 research programme.
Department for Transport
Trial five Driver 2020 interventions with learner and novice drivers, including telematics, hazard-perception training, practice logging, mentor agreements and classroom education.
Respondent positions A position is what a respondent says about the concern when they do not describe a specific action.2
Department for Transport
The decision to adopt telematics currently rests with the motor insurance policyholder.
Redirects responsibilityThe respondent said that another organisation was responsible for deciding or taking action.
Department for Transport
Compulsory telematics will not be introduced because there is insufficient evidence that it would reduce young-driver collision risk.
Unable to actThe respondent said that a constraint prevented them from taking the relevant action.
Actions and positions describe what organisations say in published responses. Implementation is not independently verified.
Actions and positions describe what organisations say in published responses. Implementation is not independently verified.